Host Insurance
Protection for Your Rental Property and Peace of Mind for You
Whether you're renting out a room or your entire property on platforms like Airbnb, Booking.com, or directly to guests, Next Step Insurance offers comprehensive Host Insurance designed to protect your home, contents, and liability.
What Is Host Insurance?
Host Insurance covers property owners or tenants who rent out all or part of their home on a short-term basis. It goes beyond traditional home insurance to cover risks unique to hosting — such as guest damage, theft, liability, and income loss due to cancelled bookings.
Why Choose Next Step for Host Insurance?
✅ Tailored for short-term rentals and guest hosting
✅ Covers accidental damage and liability caused by guests
✅ Loss of income protection from cancelled bookings (optional)
✅ Flexible plans for occasional or frequent hosts
✅ Trusted by homeowners, landlords, and short-let hosts across the UK
What Does It Cover?
Our Host Insurance policies typically include:
✔️ Accidental and malicious damage by guests
✔️ Theft or vandalism by guests
✔️ Fire, flood, and water damage
✔️ Public liability (if a guest is injured during their stay)
✔️ Loss of income due to property becoming uninhabitable (optional)
✔️ Legal expenses cover (optional)