Multicar Insurance
MultiCar Made Simple - As easy as ABC
Insure multiple vehicles under one policy—even if they’re kept at different addresses. Enjoy the same great cover as our standard car insurance, plus a discount for each additional car you add.
Why Choose MultiCar
Single Renewal Date
When you add a new vehicle to your policy, all renewal dates sync up, so you only need to manage one renewal each year.
Cover the Whole Family
Include all family members under one policy, even if they live at different addresses. Each driver gets their own MyAccount login to manage their coverage, while you only need to keep track of one set of documents.
Protect Your No Claims Bonus
Every driver on the policy retains their own No Claims Bonus. Claims made by others won’t affect your bonus. Plus, any car insured for three months or more earns a full year’s No Claims Bonus.
How to Add a Car in MyAccount
If you’re already a Next Step Car Insurance customer, you can easily add a car through MyAccount.
Log In to MyAccount
Access your account online or through the app.
Enter Car Details
Provide information about the vehicle and its location.
Receive a Quote and Confirm
Review your quote and confirm if you’re happy to proceed.
Next Step Insurance is ideal for anyone needing to cover two or more vehicles—whether it’s a couple each with a car or a family with several.
Meet the Hughes family.
Every car on the policy benefits from a MultiCar discount, and each driver maintains their own individual no-claims bonus.
The more vehicles Phil adds, the greater the savings.
Next Step Insurance also covers cars kept at different addresses.
If a claim is made by one family member, only their no-claims bonus is affected.
It’s no wonder families like Phil’s have chosen Next Step Insurance as their trusted motor insurance provider.
Next Step Insurance — reliable, affordable car insurance you can trust.
What’s Covered with MultiCar?
Our comprehensive MultiCar insurance (except for the Essential tier) includes these features as standard.
Windscreen Repair
We’ll fix or replace your windscreen, with an excess applied.
European Cover
Planning a driving trip in Europe? Enjoy up to 90 days of cover included as standard.
Sat-Nav and Personal Belongings Cover
If your personal items or belongings are lost, damaged, or stolen from your car, we’ll cover up to £150 to help replace them.
24-Hour Emergency Helpline
Available to comprehensive and third party, fire & theft customers to call for assistance if we’re responsible for the damage.
Lifetime Guarantee
All repairs by our approved repairers come with a lifetime guarantee, as long as you own the vehicle.
Battery Cover
Accidental damage, fire, and theft protection for electric and hybrid car batteries.
Charging Equipment
Covers your electric or hybrid vehicle’s standard charging cables against accidental damage, fire, and theft.