Affordable Protection for Everything You Own
Just because you don’t own your home doesn’t mean your belongings shouldn’t be protected. At Next Step Insurance, our Renters Insurance (also known as tenant insurance) gives you peace of mind by covering your personal items against theft, fire, water damage, and more — all at an affordable monthly rate.
What Is Renters Insurance?
Renters insurance is designed for people living in rented accommodation, including apartments, flats, and houses. It does not cover the building itself — that’s your landlord’s responsibility. Instead, it protects your furniture, electronics, clothing, appliances, and even items you take outside your home.
Whether you're a long-term tenant or in a short-term rental, renters insurance ensures that if the unexpected happens, you won’t be left footing the bill.
Why Choose Next Step for Renters Insurance?
✅ Affordable monthly plans with flexible payment options
✅ Covers your belongings inside the home and (optionally) while traveling
✅ Optional liability protection in case you accidentally damage the property
✅ Fast and simple claims process — support when you need it most
✅ Ideal for students, flatmates, and long-term renters
Renters Insurance – FAQs
1. Do I need renters insurance if my landlord has buildings insurance?
Yes. Your landlord’s insurance only covers the building itself. Your personal belongings are not included — that’s what renters insurance is for.
2. Is renters insurance expensive?
Not at all. Our plans start from just a few pounds per month, and can be customized based on your needs and budget. It’s a small cost for a lot of peace of mind.
3. What items are covered under renters insurance?
We cover most personal belongings, including furniture, electronics, clothing, kitchenware, books, gadgets, and more. High-value items may require itemized cover.
4. Does renters insurance cover shared accommodation?
Yes. You can get coverage for your individual belongings even if you live in shared housing or with flatmates. Just make sure your policy reflects your living situation.
5. Can I transfer my renters insurance if I move?
Yes! Simply contact us when you’re moving and we’ll help update your policy. In most cases, you can transfer your coverage to your new address without hassle.