Car Insurance
We may be new, but we’re driven by one goal—your peace of mind.
What is Car Insurance?
Car insurance is designed to protect you if your vehicle is stolen, damaged, or involved in an accident.
You can choose from several types of cover, including Third Party Only, Third Party Fire and Theft, or one of our four levels of comprehensive insurance.
At a minimum, car insurance covers the cost of damage you may cause to another person’s vehicle—this basic level of cover is legally required for all drivers.
Depending on your chosen plan, you may also benefit from additional features such as a 24-hour emergency helpline, a courtesy car while yours is being repaired, or personal injury cover in the event of an accident.
What level of cover do I need?
We provide three main levels of car insurance to protect you against accident and damage expenses.
Comprehensive Car Insurance
This is the most extensive coverage available. It includes third party, fire and theft protection, plus covers the cost of repairing or replacing your vehicle if it’s damaged in an accident or through malicious acts. Except for the Essential tier, comprehensive plans often include additional benefits such as windscreen cover and extended protection when driving outside the UK.
Third Party, Fire and Theft
This cover pays for any damage or injury you cause to a third party in an accident, and also protects your car against damage from fire or theft. However, it does not cover repairs if your vehicle is damaged in other ways, such as a collision.
Third Party Only
This is the minimum legal requirement for car insurance. If you’re involved in an accident, we’ll cover the costs for the other driver’s damages, but you won’t be able to claim for any damage to your own vehicle.
Compare Car Insurance Coverage Levels
To help you find the right coverage, see how the different levels compare below.
Personal belongings cover has been increased to £500 for campervans.
If you're unsure about any of the terms used in our car insurance policies, take a look at our jargon buster. For more information, visit our car insurance FAQ page.
Optional Extras for Car Insurance
Breakdown Cover
Round-the-clock roadside assistance across the UK, available 24/7, every day of the year.
Personal Injury Cover
Financial support if you're injured in an accident—even when you're a passenger in someone else's vehicle.
Hire Vehicle Cover
Stay mobile with a hire car if yours is stolen or written off.
Motor Legal Protection
Covers legal expenses if you're involved in an accident that wasn’t your fault.
Want to customise your cover? Explore our optional add-ons to make your car insurance work for you.
MultiCar Insurance
Insure multiple cars under one policy and enjoy great coverage with a MultiCar discount.
Black Box Insurance
A smarter, more personalised way to save on your car insurance—perfect for careful drivers.
LittleBox Insurance
Our telematics-based cover designed to reward safe driving, especially for younger or new drivers.
Electric and Hybrid Car Insurance
Specialist cover tailored for electric and hybrid vehicles, built to match the way you drive.
What You’ll Need to Get a Car Insurance Quote
Have the following details ready to make the process quick and simple:
Let me know if you’d like a more casual or formal version.
Certainly! Here’s a rephrased version:
Vehicle Information
- Registration number
- Purchase date
- Estimated value
- Any modifications made
Personal Details
- Full name
- Age
- Residential address
- Occupation
- Driving licence and contact details for you and any additional drivers
Coverage Requirements
- How you use your vehicle
- Annual mileage
Type of cover you’re looking for (Comprehensive, Third Party, or Third Party Fire and Theft)
How to Make a Claim
- Review Your Policy
Check your policy booklet to understand what’s covered and the excess amount you may need to pay. - Gather Your Details
Keep your policy number and all relevant incident information on hand. - Submit Your Claim
Head to our claims page or log into MyAccount to start the claims process.