Drive home your dream car with a personal loan
What’s a car loan and how does it work?
A car loan is a loan you can use to pay for a new or used car.
It’s an unsecured loan where we agree on an amount you can borrow and how long you’ll have to pay it back, with a fixed amount of interest.
The money will be transferred into your bank account to buy your new car, and you’ll then pay this money back to us in monthly instalments.
We offer car loans between £1,000 and £30,000. You can choose to pay it back over 12 to 96 months.
Welcome to Next Step Insurance
From the health of you and your loved ones to the protection of your home and the car you drive — if it matters to you, it matters to us.
Trusted by Millions
Join the 20.5 million+ people who trust us with the things that matter most.
There’s a reason we’ve been around for generations — our customers believe in us.
We Walk the Talk
At Next Step Insurance, we don’t just promise — we deliver.
In 2024 alone, we paid out £29.3 billion in benefits and claims, putting money back in the pockets of families when they needed it most.
Is MultiCover insurance cheaper?
Every car, home, van or landlord policy added to MultiCover will get a discount.
MultiCover isn’t a set price, so you’ll need to get a quote or contact us if you want to know how much you could save.
Adding family members and your no-claims discount
You can add any of your immediate family.
For example, you can insure your sibling’s home, your investment property and your child’s car in one easy-to-manage payment.
If someone else on your MultiCover policy claims, it won’t impact your no-claims bonus.