Drive Home Your Dream Car with a Personal Loan
What’s a car loan and how does it work?
A car loan is a loan you can use to pay for a new or used car.
It’s an unsecured loan where we agree on an amount you can borrow and how long you’ll have to pay it back, with a fixed amount of interest.
The money will be transferred into your bank account to buy your new car, and you’ll then pay this money back to us in monthly instalments.
We offer car loans between £1,000 and £30,000. You can choose to pay it back over 12 to 96 months.

Welcome to Next Step Insurance
In 2024 alone, we paid out £29.3 billion in claims and benefits.
That’s money directly helping families when it mattered most. When you need us, we’re there — not just in words, but in action.
Is MultiCover insurance cheaper?
Add Family Members Without Losing Your No-Claims Bonus
With MultiCover, you can add your immediate family to your policy:
Your sibling’s home
Your child’s car
Your investment property
All under one easy-to-manage payment. Best of all, if someone else claims under the policy, your no-claims discount won’t be affected.