Landlord Insurance

Protect Your Rental Properties with Confidence

Whether you're renting out a single flat or managing multiple properties, Next Step Insurance has you covered.

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Tailored Coverage
Designed specifically for rental properties.
Loss of Rent Protection
We’ll cover lost income if your property becomes uninhabitable due to a covered event.
Liability Cover
Protects you from legal claims by tenants or third parties.

What Does Our Landlord Insurance Cover?

  • Buildings Insurance – Covers the cost of repairing or rebuilding your property.

  • Contents Insurance – For any furniture or appliances you’ve provided as a landlord.

  • Loss of Rent – Income protection if your tenants can’t stay in the property due to fire, flood, or other insured events.

  • Legal Expenses – Covers legal costs for tenant disputes, eviction proceedings, or accidental legal issues.

  • Property Owners’ Liability – Covers claims if someone is injured on your property.

Welcome to Next Step Insurance

  • Tailored Coverage: Designed specifically for rental properties.

  • Loss of Rent Protection: We’ll cover lost income if your property becomes uninhabitable due to a covered event.

  • Liability Cover: Protects you from legal claims by tenants or third parties.

  • Optional Add-ons: Add cover for accidental damage, malicious tenant damage, legal expenses, and more.

Welcome to Next Step Insurance

Yes. Standard home insurance doesn’t typically cover rental risks. Landlord insurance is designed specifically for let properties and includes protections tailored to landlords.

We can provide coverage for a range of tenant types. During your quote process, just let us know the tenant profile.

Absolutely. You can insure all your properties under one policy or take advantage of our MultiCover discounts by bundling them.

With our optional rent guarantee add-on, you’ll be covered for missed payments — so your income remains protected even if your tenant defaults.

Landlord Tips & Resources

Maximize your rental return and protect your investments with our free resources:

  • Regular property maintenance checklists

  • Tax tips for landlords

  • Understanding tenant rights and responsibilities

  • Storm & flood protection guide (Storm Hub)

  • Access our [Landlord Resource Hub] anytime