Home Insurance

Protect What Matters Most

At Next Step Insurance, we understand that your home is more than just a place to live—it's where your memories are made, your family is safe, and your future is built.

Comprehensive Coverage
Protect your building and its contents against fire, theft, floods, storms, and more.
Flexible Plans
Options for homeowners, renters, landlords, and hosts.
24/7 Claims Support
Get help when you need it most with round-the-clock assistance.

Types of Home Insurance We Offer

  • Landlord Insurance: Covers your rental property and protects against loss of rent, damages, and liability.

  • Contents Insurance: Protects your personal belongings inside your home.

  • Renters Insurance: Ideal for tenants who want to protect their belongings.

  • Host Insurance: Designed for short-term rental hosts (e.g., Airbnb).

  • MultiCover Insurance: Bundle home, car, van, and landlord insurance for added savings.

Why Choose Our Home Insurance?

  • Comprehensive Coverage: Protect your building and its contents against fire, theft, floods, storms, and more.

  • Flexible Plans: Options for homeowners, renters, landlords, and hosts.

  • Affordable Premiums: Competitive pricing with discounts available through our MultiCover plan.

  • 24/7 Claims Support: Get help when you need it most with round-the-clock assistance.

Welcome to Next Step Insurance

Yes! Every home, car, or landlord policy added to your MultiCover plan receives a discount. You can even add family members and investment properties — all under one simple plan.

No. If someone else on your MultiCover policy makes a claim, it won’t impact your no-claims bonus.

Absolutely. Whether it’s your main residence, rental property, or family member’s home — we make it easy to cover them all.

Home Maintenance Tips

Maintain your home in all seasons with our expert checklist to prevent common issues and keep your home in top condition year-round.


📈 Trusted by Millions

Over 20.5 million customers trust Next Step Insurance with what matters most. In 2024 alone, we paid out £29.3 billion in claims and benefits, helping families when they needed it the most.